Sunday, September 28, 2008

Glass Coverage - Optional Auto Insurance Coverage

What is Optional Glass Coverage?

Glass coverage is an auto insurance policy option that you may add at the time of policy issuance or at anytime during your policy period. This policy attribute must be added prior to submitting a glass claim on your policy.

Insurance companies recognized that claims for glass only damage usually fall below your deductible. By adding glass coverage your policy deductible is reduced to a lower amount (usually $100) or waived completely when you submit a glass only claim. Such glass claims would include a chip in your windshield, broken glass due to vandalism, and other scenarios where the only damage to your vehicle is glass only.

NOTE: In most cases, by adding glass coverage to your policy, your deductible is waived when a claim is submitted for glass only damage to your vehicle.

It is important to note that by adding this additional coverage to your policy may result in a small increase to your policy premium. This increase usually will result from $5-$15 per month per policy.

It is important to consult with your auto insurance agent to determine the coverage offered and the amount it would cost to add this coverage to your auto insurance policy.

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DISCLOSURE: All entries by are for informational purposes only and it is always recommended that you consult with your local insurance agent as coverage, definitions and claims procedures may differ from state to state.

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